PayPal Credit is a quick and easy way to spread the cost of your purchase over 6 or 12 monthly instalments with no monthly interest to pay during the term of the offer. Minimum spend of £99 applies.
How PayPal Credit would work for future purchases:
If you are approved for a credit limit with PayPal Credit and use it for future purchases with other retailers, the APR for those purchases won't be more than 23.9% and may be even lower. The representative example below outlines what you would typically pay:
Representative Example: Assumed credit limit: £1200, purchase rate 23.9% p.a. (variable), representative 23.9% APR (variable). If you are approved for a credit limit with PayPal Credit and use it for future purchases with other retailers, the APR for your account will apply.
Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents
only, Underfloor Heating Direct acts as a broker and offers finance
from PayPal Credit, PayPal Credit is a trading name of PayPal UK Ltd, Whittaker
House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH.
For further information about any of the following topics, please visit the PayPal Credit FAQ
- Instalment offers
- Credit limits
- Late payment fees
- Annual Percentage Rates (APR)
It's as easy as...
1. Add products to your shopping cart then proceed to payment
2. At the checkout select Pay on finance
3. Complete the easy application to receive an instant decision
What is PayPal Credit?
PayPal Credit acts like an online credit card, and gives you a credit limit that can be used for this and future purchases.
PayPal Credit gives customers access to a range of instalment and purchase offers.
All qualifying purchases from Underfloor Heating Direct can use instalment offers, giving you access to a lower rate for the instalment period. Any outstanding balance after this period is subject to PayPal Credit’s standard rate of interest, currently 23.9% p.a. (variable).
If approved, PayPal Credit is accessible from your PayPal account allowing you to manage your payments, view your balance and check your monthly statements online.
There’s no lengthy application to fill out, just answer some quick questions, review and accept the terms and get a decision in seconds.
1. Do you need to have a PayPal account?
Yes; after selecting to pay via PayPal Credit, on our checkout page, you will be redirected to the PayPal website. PayPal requires you to login to an existing account, or sign up for a new account, before being eligible for PayPal Credit.
2. What do I do if I am unsuccessful in applying for PayPal Credit?
Unfortunately, we have no control over the success or decline of an application – your credit eligibility is at PayPal’s discretion. If you are declined, PayPal will inform you of the reasons why your application was unsuccessful.
Don’t worry, although you weren’t approved for PayPal Credit, you can still use PayPal to check out securely with your bank account, debit or credit card.
3. Can I use PayPal Credit if I am a trade customer?
Unfortunately not, the PayPal Credit offering is only available to non-trade customers.
4. Can I make a phone order and apply for PayPal Credit?
PayPal Credit is only available on sales via our website. Unfortunately, we are unable to take payment via PayPal Credit for orders placed on the phone.
5. What happens if I want to return the item I bought using my PayPal Credit?
Orders placed using PayPal Credit can be returned as normal. Please see our returns policy for further details.
All refunds will be made via your PayPal Credit account. Once returned to your PayPal Credit account, the credit will be available to you as part of your limit for all your future PayPal Credit purchases, including future instalment offers with us.